Healthcare Cash Plan
Our Healthcare Cash Plan is a benefit that makes sure that as many of your day-to-day healthcare costs are covered. This is a voluntary benefit which means you will need to opt-in to participate and is funded by a deduction from your pay.
This benefit offers you and your family money back towards everyday healthcare expenses like optical, dental costs and even NHS prescription charges. In addition, the cash plan also covers you for some hospital in-patient stays and diagnostic consultations. Under this benefit, adults also have access to personal accident cover.
In treatments such as optical or dental procedures, you pay for your treatment directly with the clinic as you would normally. You then submit your claim with our provider BHSF who will reimburse you up to the amount that you are covered for. The reimbursement is paid directly to your nominated bank account once the claim is approved.
Weekly cost
Including Insurance Premium Tax (IPT)
|
Bronze (Level 1) |
Silver (Level 2) |
Gold (Level 3) |
|
|
Cover for you Our Personal policy |
£1.66 |
£4.05 |
£9.42 |
|
Cover for you and your partner Our family policy |
£5.50 |
£8.43 |
£19.56 |
How to join
You will need to visit the BHSF website using this button to get started.
Click Here to join the Healthcare Cash Plan
You will need the following information to complete your application:
-
Application code = M0874A
-
Company: OurCoop - Warwick
-
Your Payroll Number
-
Your National Insurance Number
Making a claim
You will need to request claim form from BHSF by visiting www.bhsf.co.uk and requesting a claim form online which is sent through as a PDF. Alternatively, you can phone: 0121 454 3601 or email: helpdesk@bhsf.co.uk to request the form.
Once you’ve completed the form and attached the required receipts, you can return the form to bhsf. You may wish to keep a copy for your records.
BHSF will check your eligibility and subject to policy terms will reimburse you up to your maximum benefit limit. Benefits are paid directly to you by transfer to your bank account or alternatively by cheques sent to your home address. BHSF aim to authorise payment of eligible claims within 2 working days of receipt.
How do I cancel my policy?
To cancel an existing policy, make your request to Payroll by raising a service now ticket under General Payroll Query, who will stop any further payment and inform BHSF of the policy cancellation date.